$2000 Guarantee
If we provide your Pre-qualification letter and you’re not approved
by Underwriting, we’ll refund up to $2000 of your out-of-pocket cost.
Our Mortgage Guarantee Program
Giving you a pre-qualification letter you can rely on
A pre-qualification letter is one of the most important documents in a real estate transaction.
Buyers, Realtors, and title companies all rely on it to move forward with confidence. However, many pre-qualification letters are issued with limited review, creating uncertainty and, in some cases, failed transactions.
This program was created to bring more certainty and
accountability to that process.
What We Do Differently
Most buyers believe that a Pre-qualification Letter is the "Green Light" for them to make their home purchase. This is not the case.
Current law allows a lender to provide a pre-qualification letter based on a customer's estimate of income, assets, and credit history. A Lender is not required to review any documentation from a borrower before issuing a pre-qualification letter. This often leads to wasted time and frustration during the purchase process.
Knowing this, how can The Boyesen Group
provide this guarantee?
You and your buyer want certainty from the beginning. We provide that by being as thorough as an underwriter during our pre-qualification phase.
The objective is simple
Provide a pre-qualification that performs as close as possible
to an underwritten approval.
Our Guarantee
If a loan is denied by underwriting because we failed to properly evaluate and qualify the borrower based on loan guidelines, we will reimburse the buyer for their out-of-pocket expenses.
What’s Covered
- Appraisal
- Home Inspection
- Credit Report
This guarantee is designed to provide an added level of confidence to all parties involved in the transaction.
What’s not Covered
Mortgage approval consists of two parts:
- Borrower approval
- Property approval
This guarantee applies to the borrower approval portion only.
If a loan is denied due to issues related to the property — including condition, appraised value, or loan program guidelines — it is not covered under this guarantee.
Final Thoughts
Many transactions fail — not because the buyer is unqualified,
but because the process lacked proper evaluation at the beginning.
When I issue a pre-qualification letter, it’s based on a complete and careful review of the borrower’s qualifications. This process leads to a successful outcome.
The Mortgage Guarantee Program is one way you can know that we provide clarity, accountability, and confidence throughout the entire
transaction — to you and to your Buyer
Thank you for trusting The Boyesen Group with
Your Client, Your Commission, and Your Reputation
