Most Realtors Don’t Lose Deals

They Never Even See Them

The $1,500 Out-of-Pocket strategy is for realtors who want consistent closings

“I was a Realtor for 10 years. I know what it feels like to do the work and watch deals fall apart at the finish line.  Ther Boyesen Group exists to help Realtors get paid.”
           — Darren Boyesen

Close One More Deal — Structurally

The opportunity isn’t gone. It’s being missed.

In today’s market, many buyers can afford the monthly payment. They get stuck on cash to close.

That’s not a demand issue. It’s a structure issue.

Realtors who understand structure create opportunity inside the market — instead of waiting on it.

What This Strategy Actually Is

A Realtor-driven financing structure that converts
payment-qualified renters
into closable buyers —
while protecting seller net.

It is NOT:

  • A first-time homebuyer program
  • A low-credit solution
  • A payment-stretch strategy

It IS:

  • For primary residence buyers
  • Designed for buyers whose obstacle is cash to close — not income
  • Available on homes up to approximately $525,000
  • Built on structured layering of seller + lender concessions

The Buyer Profile

This works for buyers who:

  • Want to own
  • Can afford the payment
  • Haven’t accumulated a traditional down payment

Minimums:

  • 660+ mid credit score
  • ~$2,200/month affordability (~$250K purchase)
  • $1,500 out of pocket

This solves a cash-to-close issue — not affordability.

How the Structure Works

  • FHA First Mortgage
  • Second Mortgage covering the 3.5% down payment
  • Buyer contributes $1,500 toward upfront costs
  • Closing costs covered through seller concessions, lender concessions, or both

Seller concessions + lender concessions = closable buyers.

Why This Matters for Listings

Financing influences demand.

When buyers can structure cash-to-close properly:

  • Listings hold stronger price positions
  • Reductions become less necessary
  • Seller net is protected

Instead of lowering price,
we structure the deal.

That changes the outcome.

The Realtor’s Role

This strategy does not work without the Realtor.

It requires:

  • Proper buyer expectation setting
  • Structured seller negotiation
  • Strategic layering of concessions

With the right structure, it becomes repeatable.

Let’s Talk Strategy

If you want a structured way to capture transactions currently being missed, let’s have a working conversation.

Not a pitch.
A strategy discussion.