Most Realtors Don't Lose Deals — They Never Even See Them

The $1,500 Out-of-Pocket Homebuyer Strategy for Realtors Who Want More Closings

Close One More Transaction a Month — Even in This Market

The Boyesen Group exists for several reasons — one of the most important is to help hard-working Realtors close one more transaction per month — consistently. Not by asking you to work harder, but by helping you capture deals that already exist and are currently being lost because of how the lending system works.

In today's market, the majority of buyers who seek mortgage approval never get approved — not because they can't afford a home — but because they don't understand how financing really works. Realtors who understand this don't wait for the market to change. They create opportunity.

What This Is — and What It Is Not

This is a realtor-driven financing strategy designed to help buyers who are short on cash to close — while helping sellers net more.

  • Not a first-time homebuyer program
  • Available to any buyer purchasing a primary residence
  • Works on homes up to approximately $525,000
  • Designed for buyers whose issue is cash to close, not income

This strategy only works with you, the Realtor. You are the golden key.

Who This Works For (Buyer Snapshot)

  • Purchasing a primary residence
  • Minimum 660 mid credit score
  • Can afford roughly $2,200/month (= $250,000 purchase price)
  • Can bring at least $1,500 out of pocket

This strategy solves a cash-to-close problem, not an affordability problem.

How the Financing Works (Plain English)

  • First Mortgage: FHA loan
  • Second Mortgage: Covers the 3.5% FHA down payment
  • $1,500 minimum out of pocket used for upfront items, such as credit report, appraisal, and home inspection

Why Realtors Are the Difference

This strategy works when the right Realtor is paired with the right loan officer. Seller concessions negotiated by the Realtor, combined with lender concessions applied strategically are layered together to remove cash-to-close barriers.

Seller concessions + lender concessions = closable buyers

Seller-facing translation: "Instead of reducing your price, we structure the deal so the buyer finances are closing cost over time — which often nets you more."

Why This Wins for Sellers

Listing a home at the high end of the market with special financing like this often results in higher purchase prices, fewer reductions, and stronger net proceeds compared to chasing the market downward.

Why This Wins on the Listing Side

Financing can absolutely sell homes. Homes that qualify for financing — even without full cosmetic upgrades — attract buyers who are ready to move in and willing to pay more.

Darren Boyesen — Realtor First, Lender Second

"I was a Realtor for 10 years. I know what it feels like to do the work and watch deals fall apart at the finish line. This company exists to help Realtors get paid."

Your Next Step

If you wanna clear, repeatable way to close more transactions without waiting on the market, this is a working conversation — not a sales pitch.