Most Realtors Don't Lose Deals...

They Never Even See Them

"I was a Realtor for 10 years. I know what it feels like to do the work and watch deals fall apart at the finish line. The Boyesen Group exists to help Realtors get paid.  When you succeed, I do too.”

  - Darren Boyesen

Program Overview

The $1500 Out of Pocket Homeowner Program is a realtor-driven finance strategy designed for renters who want to seriously explore buying a home but aren’t sure if it’s possible yet.  This may help sellers net more too.

We know Realtors are the Golden Key. This program doesn’t work unless we have you as our partner.

In this market, deals aren’t disappearing — You’re just not seeing them and the opportunity they offer. Buyers who can afford a payment are walking away every day because no one is solving the cash-to-close problem. The $1,500 Out-of-Pocket Strategy gives Realtors a clear, repeatable way to capture those overlooked transactions, unlock buyers already in their database, and generate new demand for listings that need movement.

The result is that Realtors can easily see one more closing per month
without waiting for interest rates or inventory to change.

Who's Our Buyer

Our target buyer wants to own a home.  They’re feeling left out of this opportunity because, even though they are financially strong, they haven’t been able to save the down payment needed for a typical loan.

Our buyers want:

  • To purchase a primary residence
  • Have a minimum of 660 Mid Credit Score
  • Can afford roughly $2,200/month (= $250,000 purchase price)
  • Can bring at least $1,500 out of pocket

This strategy solves a cash-to-close problem, not an affordability problem.

Finance to Sell - Plain English

Financing can absolutely sell homes. Homes that qualify for financing — even without full cosmetic upgrades — attract buyers who are ready to move in and willing to pay more.

  • We require a minimum amount of $1,500 out of pocket from the buyer.  This is applied to the buyer’s credit report, appraisal, and home inspection
  • First Mortgage: FHA loan
  • Second Mortgage: Covers the 3.5% FHA down payment
  • With our program, having additional savings is an advantage — not a requirement.

Buyers who have saved $5,000, $10,000, or more may have extra flexibility.

The funds saved can:

  • Strengthen negotiation leverage
  • Expand available home options
  • Help bridge gaps where seller concessions do not fully cover closing costs

How do We Close One More Deal a Month

We’re not going to ask you to work harder or smarter.  We’re going to help you capture deals that already exist and are being lost because of how the lending system works.

In today's market, most buyers who are seeking a mortgage never get approved — not because they can't afford a home — but because they don't understand how financing really works. Realtors who understand this don't wait for the market to change, they create opportunities.

  • This is not another First-Time Homebuyer Program
  • The program is available to buyers of a primary residence
  • Works on homes up to approximately $525,000

Designed for buyers whose issue is cash to close, not income

Why Realtors Are the Difference

This strategy works when the right Realtor is paired with the right loan officer. Seller concessions negotiated by the Realtor, combined with lender concessions applied strategically are layered together to remove cash-to-close barriers.

This is a WIN for Sellers
Seller concessions + lender concessions = closable buyers

Seller-facing conversation, "Instead of reducing your price, we structure the deal, so the buyer finances closing costs over time — which often nets you more."

We do this by listing a home at the high end of the market with special financing.  This often results in a higher purchase price, fewer seller concessions, and stronger net proceeds.  This is stark contrast to chasing the market downward to complete the sale.

Take the Next Step

I want you to close more transactions.  You don’t have to wait on a different market because I’m offering a clear, repeatable way to do that.

It starts with a conversation, not a sales pitch. 
Let’s get a coffee and make the meeting worth your time!